In a context where speed of execution is imperative and electronic invoicing is becoming widespread in Europe (particularly in Spain, Italy and France), ERP and accounting systems must evolve to become true automated financial hubs. Embedded finance plays a key role by automating supplier payments, providing real-time visibility regarding cash flow and eliminating a major obstacle: manual reconciliation.
The global ERP market is driving this transformation:
It is expected to reach $123.41 billion by 2030, with an annual growth rate of 11.7% between 2025 and 2030. Companies are now looking to modernize their accounting systems to become more competitive and compliant.
As the European leader in Banking-as-a-Service (BaaS), Treezor is supporting this transition for accounting and ERP players. Thanks to its powerful APIs and white-label payment modules natively integrated into core business processes, Treezor frees publishers from repetitive administrative tasks, turning them into an essential performance lever.
Securing the financial and regulatory foundation
Integrating Treezor services allows you to manage payment flows in full compliance while reducing technical infrastructure costs.
Project challenges |
Treezor solutions |
Benefits for you |
| Regulatory burden (KYC/KYB) |
Management of identity verification and AML/CFT obligations. |
Outsourcing of regulatory complexity (EME license) to operate securely without your own license. |
| Reconciliation friction |
Opening of payment accounts per customer with dedicated IBAN assignment (CME) for real-time tracking and synchronization. |
Flows are recorded at source for immediate automation of entries. |
| Complexity of collection |
Integrated multi-channel collection services (transfers, cards, etc.) |
Immediate visibility of revenue and direct improvement in your customers’ cash management. |
| Initial investment |
100% API and cloud-native modular platform allowing you to integrate only the components you need. |
Reduced initial investment and flexible architecture adapted to your changing needs. |
Automate payment execution and control
The ERP becomes an execution center where each transaction is contextualized, facilitating budgetary control and operational management.
Project challenges |
Treezor solutions |
Benefits for you |
| Disconnecting invoices from payments |
Initiation of transfers (SEPA/SWIFT) and direct debits (SDD) directly from the customer interface. |
Integrated supplier payments: reduction in data entry errors and fraud, and traceability of flows without leaving the SaaS environment. |
| Expense report management |
Issuance of white-label corporate cards (physical/virtual) for employees. |
Each transaction generates native data in the ERP, simplifying expense and VAT management. |
| Budget overruns |
Authorization rules engine (MDC) to cap spending per department or project. |
Proactive budget control: expenses are checked before they’re even made. |
| Loss of receipts |
Webhooks notify the user to link their receipt to the transaction at the time of purchase. |
Reduced collection time for accountants and more reliable source data. |
| Online purchase security |
Generation of single-use virtual cards for SaaS subscriptions and IT purchases. |
Secure B2B transactions and automated accounting allocation. |
A strategic partnership to enhance your software offering
Partnering with Treezor allows publishers to move from a simple recording tool to a true financial control center. This partnership is a major growth driver for your platform:
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New profit center: Generate recurring revenue in addition to your SaaS subscriptions through interchange fees and financial service charges.
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Increased customer loyalty: By becoming an indispensable “all-in-one” solution for daily financial flows, you increase the cost of transfer and significantly reduce your churn rate.
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Institutional strength: Benefit from the technical strength of a Societe Generale group partner, ensuring first-rate security for your investors and customers.
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Business expertise: Take advantage of Treezor’s banking experience to secure your business and your European expansion.
With Treezor, become the real-time financial execution tool that is essential to business performance.
