The benefits of the offer

  • Generate additional revenue
    Complete your offer, boost your sales and generate additional revenue.
  • An evolving offer
    Provide customised offers for your customers’ projects and your company’s sales strategy.
  • Easy to implement
    With Treezor, you’ll have a single-entry point for your offer and one single API solution.
  • A seamless and intuitive customer journey
    Manage it entirely online via a secure interface

Relvolving credit 

Treezor gives you the possibility to offer your retail customers a loan package ranging from €1,500 to €3,000 via API.

  • The customers can use their money at any time, without providing a reason.
  • The application can be done entirely online. 
  • 14-day withdrawal period after signing the credit contract.
  • We provide a pre-approval answer within 10 minutes. The final answer can be obtained on average within 48 hours.
  • We offer 3 repayment schedules to fit the needs of your customers.

Amortized consumer credit

Treezor can set up consumer credit loans, via API, whose amount can vary from €1,500 to €75,000 depending on the purpose.

These loans are meant for individuals, employees, self-employed, company managers or retired people to finance personal projects only, without requiring a down payment. We offer the option of using a loan simulator to calculate the duration and the monthly payment costs before applying.

  • We provide a pre-approval answer online immediately. The final answer is provided on average within 48 hours.
  • The funds are available within 48 hours of receiving the final answer for the application after the withdrawal period.
  • The application can be done entirely online, as long as you can provide proof of income and a signed credit contract.

Regulatory setup

In order to implement either of these types of credit offers, several conditions must be met:

  • A tripartite agreement between Treezor, the credit institution (Franfinance) and the client (a Treezor Agent) is mandatory.
  • In order to provide a credit offer, the Treezor Agent must be registered as a MIOBSP (Mandataire Intermédiaire en Opérations de Banque et en Services de Paiement) with the ORIAS (Organisme pour le Registre des Intermédiaires en Assurance).
  • The end customer must sign the credit agreement offer with the lending institution Franfinance.

Legal notice:

Treezor SAS with a capital of 5,060,600 euros, registered in the Paris Trade and Companies Register under number 807 465 059, whose registered office is located at 33 avenue Wagram in Paris (75017), acting as an electronic money institution and approved by the Autorité de Contrôle Prudentiel et de Résolution (“ACPR”) under number 16798, represented by André Gardella, acting in his capacity as General Manager, duly authorized for the purposes of the present document

Credit institution: Franfinance SA with a capital of €31,357,776 – 53 rue du Port – CS 90201 – 92724 Nanterre Cedex France – 719 807 406 RCS Nanterre – insurance intermediary – ORIAS N° 07 008 346 ( – Insurance underwritten by SOGECAP and SOGESSUR, companies governed by the French Insurance Code. FRANFINANCE, SOGECAP and SOGESSUR are subsidiaries of the SOCIETE GENERALE Group.

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