Discover our credit services
Our credit offering available for the French market, developed in partnership with consumer credit specialist Franfinance, enables you to fully embed turnkey credit services into your customer experience.
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Generate additional revenue
Complete your offer, boost your sales and generate additional revenue
An evolving offer
Provide customised offers for your customers’ projects and your company’s sales strategy
Easy to implement
With Treezor, you’ll have a single-entry point for your offer and one single API solution.
A seamless and intuitive customer journey
Manage it entirely online via a secure interface
Relvolving credit
Treezor gives you the possibility to offer your retail customers a loan package ranging from €1,500 to €3,000 via API.
- The customers can use their money at any time, without providing a reason.
- The application can be done entirely online.
- 14-day withdrawal period after signing the credit contract.
- We provide a pre-approval answer within 10 minutes. The final answer can be obtained on average within 48 hours.
- We offer 3 repayment schedules to fit the needs of your customers.
Amortized consumer credit
Treezor can set up consumer credit loans, via API, whose amount can vary from €1,500 to €75,000 depending on the purpose.
These loans are meant for individuals, employees, self-employed, company managers or retired people to finance personal projects only, without requiring a down payment. We offer the option of using a loan simulator to calculate the duration and the monthly payment costs before applying.
- We provide a pre-approval answer online immediately. The final answer is provided on average within 48 hours.
- The funds are available within 48 hours of receiving the final answer for the application after the withdrawal period.
- The application can be done entirely online, as long as you can provide proof of income and a signed credit contract.
Regulatory setup
In order to implement either of these types of credit offers, several conditions must be met:
- A tripartite agreement between Treezor, the credit institution (Franfinance) and the client (a Treezor Agent) is mandatory.
- In order to provide a credit offer, the Treezor Agent must be registered as a MIOBSP (Mandataire Intermédiaire en Opérations de Banque et en Services de Paiement) with the ORIAS (Organisme pour le Registre des Intermédiaires en Assurance).
- The end customer must sign the credit agreement offer with the lending institution Franfinance.
Legal notice:
Treezor SAS, a simplified joint-stock company with a share capital of 6,307,513 euros, registered with the Paris Trade and Companies Register under number 807 465 059, with its registered office located at 33 avenue de Wagram, 75017, Paris. Treezor is licensed as an electronic money institution (CIB: 16798) and authorized to provide payment services under the supervision of the ACPR, located at 4 place de Budapest, CS 92459, 75436 Paris.
Credit institution: Franfinance SA with a capital of €31,357,776 – 53 rue du Port – CS 90201 – 92724 Nanterre Cedex France – 719 807 406 RCS Nanterre – insurance intermediary – ORIAS N° 07 008 346 (www.orias.fr) – Insurance underwritten by SOGECAP and SOGESSUR, companies governed by the French Insurance Code. FRANFINANCE, SOGECAP and SOGESSUR are subsidiaries of the SOCIETE GENERALE Group.