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Treezor, the European Banking-as-a -Service leader
Founded in 2016 by two French entrepreneurs and acquired in 2019 by Societe Generale group, Treezor is an Electronic Money Institution (EMI) authorized by the ACPR (the French regulator) to operate in 25 countries and is a Principal Member of the Mastercard network.
Treezor is the Banking-as-a-Service (BaaS) precursor that embeds tech, regulatory and security aspects into its offering to provide access via API to the entire payment chain, from receiving to issuing payments. Treezor devotes a significant part of its resources to developing new technology in order to support innovation and its customers’ growth strategies.
Treezor actively takes part in developing innovative solutions aiming to improve the user experience. Data security is, along with service agility and scalability, an essential part of Treezor’s project to build a French benchmark BaaS solution for the European market.
Thanks to its license as an electronic money institution and the flexibility of its technology, Treezor is the precursor of the Banking-as-a-Service model and is the European leader with a presence in 5 countries: Germany, Belgium, Spain, Italy and France.
As Banking-as-a-Service precursor, Treezor embeds tech, regulatory and security aspects into its offering to provide access via API to the entire payment chain, from receiving to issuing payments. Treezor devotes a significant part of its resources to developing new technology in order to support innovation and its customers’ growth strategies.
Treezor is the first French Electronic Money Institution authorized to provide all types of payment services from 1 to 8. Its European passporting license enables Treezor to provide its services in 25 countries.
Corporate culture that drives Treezor
Team spirit
Team spirit is the driving force behind our common success. It guides us in the same direction by promoting trust, open communication and solidarity between all.
Kindness
Kindness is at the heart of our culture, creating a healthy work environment that encourages collaboration, creativity and personal growth. It builds trust, both internally and with our customers and partners, and supports our commitment to meet their needs.
Determination
Determination is a fundamental value that drives us to persevere in the face of challenges. It allows us to transform obstacles into opportunities, promoting innovation, continuous improvement and cohesion within our teams.
Honesty
Honesty builds trust and establishes an ethical and transparent working environment. Acting with integrity means guaranteeing sincere communication and promoting authentic relationships with our employees, our customers and partners.
Curiosity
Curiosity fuels our ability to constantly innovate and learn. It encourages us to ask questions, explore new perspectives and find creative solutions to the challenges we encounter.
Cheerfulness
Cheerfulness contributes to a positive and stimulating work environment, which promotes collaboration and reduces stress. It encourages pleasant interactions, strengthens team spirit and breaks down silos, thus creating the optimal conditions for everyone to give their best.
At Treezor, team spirit transcends simple terminology to become a central element of our corporate culture. Collaboration, trust and solidarity between employees are essential values that guide our common efforts, thus embodying the “One Treezor” principle.
This team spirit fosters a working atmosphere where each individual, at their own level, contributes by bringing their ideas and is fully engaged in the company’s projects. We encourage openness and informal communication, allowing everyone to get to know each other better and understand the strengths and skills of their colleagues.
Treezor regularly organizes events bringing together its employees, whether informal or festive events, or strategic meetings to share the vision of the projects undertaken by Management and the different teams. Our goal is to create an inclusive work environment where everyone feels valued and where ideas are shared transparently.
Kindness at Treezor is embodied by active listening, respect for each individual and the creation of an environment where everyone feels listened to, understood and taken into consideration. This value constitutes a solid foundation for positive relationships with the company’s employees, customers and partners. In concrete terms, we ensure that our employees have pleasant working conditions that promote everyone’s autonomy.
Treezor stands out through its cultural diversity, bringing together staff from all around the world. This diversity is a major asset for the company, providing a cultural richness that strengthens our ability to innovate. One of the strong points illustrating Treezor’s appeal and diversity lies in its ability to integrate diverse and international profiles.
We are proud to score 90/100 on the professional equality index, highlighting our commitment to gender equality. This result reflects our ongoing efforts to ensure a fair distribution of opportunities, remuneration and working conditions for all our employees. We remain committed to constantly improving these indicators in order to foster an inclusive and respectful environment where everyone can flourish and contribute to our collective success.
Our organization is characterized by often decentralized decision-making, allowing all employees, whatever their level, to contribute to decisions and take responsibility. This approach promotes a climate of trust and empowerment where everyone is encouraged to play an active role in the company’s success. It also allows us to respond quickly to challenges and innovate in an agile manner, a crucial necessity in our industry.
Compliance and whistleblowing channel
Treezor S.A.S, as a subsidiary of the Societe Generale group, benefits from the alert collection and processing system set up by the Group. This new system, which complies with the obligations defined by Directive 2019/1937 – the EU Whistleblowing Directive – offers the possibility of reporting any activity considered to be serious or not in compliance with the rules governing the conduct of the Group’s activities. The whistle-blowing tool is based on a secure external platform that guarantees the protection of personal data and strict confidentiality of information.
The whistleblower may report anonymously (without giving his/her name), although he/she should generally identify him/herself if possible and the Company will protect his/her identity. It is accessible in several languages and is open to Societe Generale and Treezor employees, as well as to external and temporary staff and lastly to service providers with whom the Group and Treezor have an established commercial relationship (subcontractors or suppliers).
Treezor is a Banking as a Service (BaaS) leader
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- Top 5 in the Fintech FW500 ranking (2019)
- MCDS Mastercard Innovation Award (2018)
- Selection of the best Baas platforms by Business Insider (2019)
- Listed as a ‘Transformer’ in the Aperture market report about BaaS and embedded finance (2021)
- Finalist in the “Best Embedded Finance initiative” category – Banking Tech Awards (2022)