Become a SEPA Indirect Participant

With our Bank Hub offer, Treezor will support you during your relationship with the SEPA leader, member and representative of the Market System, to simplify obtaining the status of Indirect Participant.

You can either connect directly to the bank, or take advantage of Treezor’s existing connection to benefit from simplified API integration. Whatever integration you choose, your dedicated BIC will be used to generate IBANs on your payment accounts.

SEPA Processing

By relying on the API, the Treezor platform processes all SEPA transactions (batch file) and all instant transfers (unit payment) whether issued or received. Treezor respects the French banking calendar for instant payments, SCT Inst. and gives access to the best price to use this payment method. Institutions can access all SEPA payment methods (SCT, SDD Core, SDD B2B) and benefit from the best prices for each of their transactions.

BIN Sponsorship

You can subscribe to this service independently of SEPA services and card processing. Treezor is a Principal Member of the card scheme and can issue all types of cards (Prepaid, Debit, Credit), in accordance with Treezor’s licenses or the Payment Institution. Several levels of integration (Affiliate, Program Manager) are possible depending on the volume and schedule of the project. Treezor is responsible for reporting to the scheme and manages charge-back procedures. A specific back office is also made available to allow daily monitoring of card activity and financial transaction flows.

Card Issuing

Treezor is generally the issuer of virtual cards and/or plastic, personalized or co-branded cards distributed by the affiliated institution. For printing cards, the choice of printer is open according to the list of partners referenced by Treezor. These cards issued by Treezor can be compatible with Apple Pay, Google Pay and Samsung Pay wallet technologies. Treezor can issue cards that work on different profiles, either with systematic authorization or online prefered (which include offline).

Card Processing

For card processing, several solutions are possible thanks to the flexibility of our technology and the international card scheme selected (Mastercard / Visa):

  • The Treezor platform can manage the processing and authorization of transactions
  • The Treezor platform can manage processing and delegate the authorization of transactions
  • The affiliated establishment can connect directly to the issuing processor of its choice and manage the authorization of transactions

Other use cases


A white-label solution for startups and fintechs
Learn more


Marketplaces and crowdfunding platforms, an all-inclusive payment solution
Learn more

Money pots

A white-label money collection solution with a payment module
Learn more

Let’s talk about
your project!


Do you want to grow your payment project? Just fill out this form. One of our experts will contact you as soon as possible.


  • Hidden
  • Hidden
  • Hidden
  • This field is for validation purposes and should be left unchanged.