In addition to its SEPA credit transfer and direct debit services, Treezor offers an instant credit transfer solution (SCT Inst.) tailored to the needs of companies looking for speed. Thanks to its technology and connections with SCT-Inst scheme, Treezor ensures real-time transactions. Backed by the expertise of Societe Generale, Treezor guarantees a robust payment solution that complies with European regulations.
Contact us !SEPA Instant Credit Transfer (SCT Inst) is a project that has involved numerous European institutions since 2015, including the ERPB (European Retail Payment Board), the EPC (European Payment Council) and the EBA (European Banking Authority).
The SEPA Instant Credit Transfer (SCT Inst) operates within the Single Euro Payments Area (SEPA), encompassing 36 European countries and ensuring real-time cross-border transactions. Starting from October 9, 2025, all banks will be required to allow their customers to make instant transfers in accordance with the EU Instant Transfer Regulation 2024/886.
SEPA Instant Credit Transfer is available non-stop, seven days a week, including weekends and public holidays, giving users the option of making payments at any time.
The main features of instant transfers make them perfectly suited to the new needs of companies and individuals looking for immediacy and reliability:
Treezor monitors transactions and benefits from the reliability, security and expertise of Societe Generale, as a shareholder and SEPA leader (Top 3 clearer worldwide). As an entity subject to AML-CFT obligations, Treezor maintains constant vigilance over SEPA credit transfers. Users are pre-screened by a KYC process to ensure compliance with current regulations.
Choosing Treezor for your instant money transfers has several advantages:
Thanks to our core-banking, transactions are processed in real time, thus crediting the beneficiary directly, and the account balance is updated instantly, providing an immediate and accurate view of your account balance.
Treezor’s solution, connected with the SCT-Inst scheme and benefiting from Societe Generale’s expertise, allows you to achieve wide reachability. Treezor also prioritizes security measures to protect transactions while guaranteeing the efficiency of the real-time transfer process.
Automated management of recall requests (Recall and Request of Recall by Originator) in the event of a recipient error, or when the transfer is fraudulent/issued in duplicate, for example
Management of rejects, with information when the account is closed, for example
The ability to schedule credits or debits to user accounts
Verification of reachability and BIC: Treezor ensures that the correspondent bank is able to receive instant transfers, and systematically checks that the BIC entered is linked to an EBA bank
Fast and simple, instant transfers meet the needs of consumers and businesses in the context of national and cross-border trade:
to carry out a transaction in real time on purchasing platforms (sports equipment, cars, etc.) or collaborative participation (kitty, project financing, etc.), fund transfers between bank accounts (sending money between friends and family)
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