How does Treezor’s Multi-Criteria Dynamic Card (MDC) work?

Ultra-customized control capability and minimal technical architecture

By using Treezor’s Multi-Criteria Dynamic Card (MDC), you have complete control over the configuration of your business rules, guaranteeing a solution perfectly adapted to your industry and corporate strategy. Our tool is designed to adjust to your specific rules, however complex they may be. This new Card Management System limits your technical development efforts. It is a turnkey solution; all you have to do is design and integrate your rules via the Treezor API. 

An extensive combination of rules and integration of external data sources

Treezor’s MDC makes it possible to manage the card authorization process in real time based on a wide range of data. Indeed, the MDC manages cumulative rules (several limits and restrictions at the same time) simultaneously and instantaneously.
The MDC is also capable of taking external data sources into account and integrating them into these evaluation criteria. This unique technology enables you to combine all these elements to improve the customer experience and finely control your business.

Treezor MDC features and benefits 

  • Defining of custom rules at card level
  • Taking into account of external data sources: integrating them into evaluation criteria and exploiting transaction data
  • Management of the card authorization process in real time, based on a wide range of data
  • Reduction in the number of interactions and exchanges with your Customer Service department by empowering the cardholder and sending real-time notifications.
  • Simultaneous and instantaneous management of cumulative rules (several limits and restrictions at the same time)

Why use our new Card Management System?

Treezor’s new CMS, based on the Multi-Criteria Dynamic Card (MDC) service, offers key advantages:

Flexibility, customizability and ease of use

Our MDC is easy to use, making it accessible to both technical and non-technical users. It offers a high degree of customization and adaptability, enabling companies to tailor card behavior to their specific rules.

 

Real-time processing

MDC manages card authorization in real time, exploiting a wide range of data sources. Its computing power guarantees fast and accurate decision-making for every transaction.

Multi-criteria and external data integration

MDC integrates a large number of transaction and usage history parameters. It also can integrate external data sources according to your needs to enrich your rules.

Regulatory compliance

MDC helps companies stay in line with current regulations by giving them the freedom to define very fine-grained usage rules.

Reduced development effort

Thanks to the MDC functions available via API, you can significantly reduce the technical development effort required. Querying, creating, modifying or deleting even complex rules is child’s play.

Enhanced customer experience

By personalizing card usage rules, companies can offer their customers a unique experience, resulting in greater cardholder satisfaction.

Some Treezor MDC use cases

Acceptance network customization

In addition to restricting merchant choice based on Merchant Category Code (MCC) and/or Merchant ID, Treezor’s MDC manages rules based on other transaction information, such as merchant name, city, county… 

This flexibility makes it possible to specifically target relevant data in line with end-users’ needs.

Fully individualized cards

Our solution makes it possible to manage differentiated rules for each card, enabling even more personalized card use.

Defining of restrictions

Used in catering, culture, sport, mobility… 

Our MDC tool can also be used to define payment limits and simultaneously impose restrictions linked to countries or non-working hours or days. These features ensure that cards comply with current regulations.

Discover our technical documentation 

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