What is Treezor’s card program?

Treezor provides a complete solution for issuing prepaid, debit or credit cards. Thanks to its license, Treezor supports clients at every stage, from configuring the card profile (which includes user data personalization, integration of payment rules, and implementation of security technologies such as EMV chips) to creating the visual design, ensuring compliance with the rules imposed by schemes like Mastercard and Visa. Treezor also manages production chain setup with the printer and payment testing, ensuring the flawless functionality of your product before release.

Treezor collaborates with multiple specialized printers bringing expertise in card manufacturing, customization, packaging and distribution. Treezor enables clients to leverage the latest printing and finishing technologies to:

Stand out from competitors with unique materials, cutting techniques and designs tailored to their market segments.

Create a strong emotional connection with their brand, fostering customer loyalty by delivering cards that embody their values.

Make their cards essential items in users’ wallets, promoting regular and increasing usage.

Customize every detail for a unique experience with Treezor’s card program!

The different steps of Treezor’s card program

1. How the program works

This phase includes defining payment parameters, such as card behavior, spending limits and authorized sectors or merchants


2. Card profile

At this stage, based on the company’s risk profile and intended use case, our experts help define the card profile and its technical features. A standard card profile would be a systematic authorization card to minimize overdraft risks.


3. Card customization

Card customization is a key component of Treezor’s offering, allowing client companies to offer white-label cards that are unique and true to their brand identity. Customization is divided into two steps:

Electronic Personalization (for physical cards only)

This involves integrating user data into the EMV chip, including the card number, expiry date and security information. Payment rules, such as spending limits and transaction authorizations, are programmed to ensure smooth and secure usage. Advanced security measures, such as encryption and two-factor authentication, protect personal data and prevent fraud.

Graphic Personalization

This step brings the visual identity of the card to life. Treezor works closely with clients to design a unique card that reflects their brand image. Physical cards offer more customization options than virtual ones, including the choice of color, logos, patterns and special effects such as holograms and embossed prints. High-quality printing ensures each card meets visual clients’ expectations while being durable and resistant to wear.

4. Card creation

Treezor offers the creation of virtual and/or physical payment cards. For physical cards, Treezor provides production capabilities tailored to various materials and finishes. Cards are made from diverse materials, ranging from traditional plastic to eco-friendly options like recycled PVC and bio-based materials. The manufacturing process adheres to strict international standards, such as ISO certifications, ensuring maximum security. Treezor also offers special effects like metallic prints and laser engravings to deliver distinctive products, including advanced features like contactless technology and biometric authentication.


5. Card Packaging (Physical)

For physical cards, Treezor offers extensive packaging options for envelopes and boxes, ensuring a customized experience for end users. By personalizing every detail, from color and material to typography and illustrations, the recipient’s experience becomes unique.


6.  Card Shipping

Treezor provides a full range of solutions for card delivery, ensuring high-quality experiences at every stage of the process. Whether shipping cards worldwide or distributing them locally, Treezor offers maximum flexibility to meet your needs. You can choose the type of postage based on delivery timelines and destinations, ensuring efficient management of your shipments. With Treezor, you can be confident that your cards will be delivered efficiently and on time, contributing to a high-quality customer experience.

Hyper-personnalisation of cards

Treezor offers a hyper-personalization solution to meet the specific needs of every user. This solution allows you to customize your cards with unique visuals and designs, creating a unique connection with your customers.

  • Build an individual relationship between the brand and its customers.
  • Allow customers to have a unique card that no one else possesses.
  • Design innovative offerings aligned with modern consumer expectations.

Le PIN Mailer

Treezor optionally offers the secure PIN Mailer feature, enabling the secure delivery of a payment card’s PIN, typically via separate mail after the card request. Ensuring that only the cardholder has access to this confidential code reinforces the security of electronic transactions and helps prevent fraud. With opaque envelopes and authentication systems, the PIN Mailer provides additional protection for personal data, showcasing Treezor’s commitment to security and client trust.

Various card inscription techniques

  • Embossing: The most common personalization technology, using impact punches and dies. Raised letters are coated with a heated colored foil.
  • Laser Technology: A laser beam engraves personalization elements onto the card’s surface. Additional options: cardholder signature, design engraving or vertical personalization.
  • Durable Graphics Technology: A highly resistant color ribbon is applied to the card’s surface, with the ink cured and reinforced using UV (ultraviolet light) drying.
  • Smart OneCard: This ‘image card’ solution incorporates all process stages, including card design software, webpage hosting, card validation module, production, personalization and distribution.

Discover our technical documentation

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