Technology

If there’s one industry that seems to have weathered the pandemic and economic crisis fairly well, it’s the fintech industry! In 2021, European fintech companies raised more than 125 billion euros (2.8 times more than in 2020)! Since the European Union implemented the Second Payment Services Directive (PSD2) in 2015, the landscape has changed dramatically … Continued

Treezor, Banking-as-a-Service leader regulated in 25 countries, has been featured in “Open banking Europe 2022 – What’s next for open banking?”, a report produced by Finextra, the financial technology news outlet, and in association with Worldline.  The report, which can be downloaded here, analyzes the development of open banking initiatives through interviews with several major … Continued

On November 25, 2015, European authorities adopted the second Payment Services Directive (PSD2) to boost the banking sector and increase competition between banks by offering consumers more freedom in choosing their bank(s) and financial partner(s). The advent of open banking and the idea of sharing banking data and information about transactions has ushered in a … Continued

Banking-as-a-Service – generally abbreviated as BaaS – follows the same logic as Software-as-a-Service, Mobility-as-a-Service, and Blockchain-as-a-Service: a subscription-based model which can be adapted to the services used by the customer. Banking-as-a-Service provides a different solution to traditional banking software and tailors to the needs of companies wishing to offer banking services. By leveraging three pillars … Continued

Banking-as-a-Service covers all services traditionally offered by a bank. For example, Treezor helps you manage the entire payment chain: from issuing cards to creating digital wallets, to issuing IBANs and to managing mobile payment solutions. This can also include other payment methods, such as credit or check collection. In addition, BaaS platforms allow you to … Continued

Treezor, leader in Banking-as-a-Service regulated in 25 countries, has been listed as a ‘Transformer’ amongst other Banking-as-a-Service (BaaS) providers in the Aperture market report about BaaS and embedded finance. The 2021 report from Swiss strategy consultancy aperture entitled ‘EMBEDDED BANKING – The Opportunity and the Providers Best Placed to Help Companies Capitalize on It’ analyzes … Continued

Shine, one of Treezor’s longtime clients registered as a payment services agent, recently announced this Fall that it has obtained its license from the ACPR (French regulator) to become a payment institution. The Fintech, which is a leader in banking services for freelancers and very small enterprises, is entering the field of regulated players. This … Continued

Contactless payment is a fast payment method that allows you to pay for a purchase with your CB or smartphone without having to enter a secret code or signature. Thanks to NFC (Near Field Communication) technology, you can now do without traditional card readers, which required to be connected to a fixed telephone line to … Continued

Discover the main missions and the role played by BIN Sponsorship companies, such as Treezor, to support their customers in their payment card issuing project. What is BIN Sponsorship? On a credit card is usually 13 to 16 digits, called the PAN (Primary Account Number), which correspond to the customer’s account number. It represents a … Continued