TREEZOR, CONNECTED TO THE SEPA NETWORK
SEPA transactions, entirely in euros, are treated in a uniform manner and thus reduce the costs of operations. International transactions within the SEPA area are considered to be national payments, which facilitates trade between traders and consumers. This service, resulting from the pan-European payment system, allows faster and cheaper transactions.
Treezor is directly connected to the SEPA network (via Step 2) and has its own BIC/SWIFT. Treezor is able to issue dedicated IBANs for each wallet/customer, simplifying tracking of transactions and accelerating payment execution.

SEPA PAYMENT:
SCT TRANSFER
Treezor has a bank transfer solution, available through the API, that allows simple and secure incoming and outgoing transfers. The transfer of funds between payment accounts respects the XML ISO 20022 format. If the beneficiary’s account is held in another currency, its bank ensures the conversion.
We process transfer batches several times a day, reducing the time it takes for funds to arrive in customer accounts. Webhooks are sent in real time by API to identify each new event and allow information to be updated.
We are also working on the implementation of Instant Payments to continue to offer the best payment methods available to our customers.
- Recurring transfer
- Batch transfer
- Recall and reject management
- AML-TF checks
Functioning of the SEPA direct debit

SEPA PAYMENT:
SDD CORE DIRECT DEBIT
Thanks to our API, you can coffer an online direct debit solution to your customers to facilitate recurring payments on your service. Treezor has its own SEPA Creditor Identifier (SCI) and can also manage electronic payment mandates.
We can, on request, take the steps with the Bank of France to obtain a personalized SCI on behalf of your company.
- Electronic Mandate
- Unique Mandate Reference (UMR)
- Treezor or personnalized SCI
- Payment in euros
- No limit on amount
- Max. 140 character explanation
- Execution time 2 to 5 working days
- Reduction of transaction costs
SEPA PAYMENT:
B2B SDD DEBIT
The Treezor API also allows you to make B2B SDDs.
This means of payment is only used by the tax service and for direct debits between companies
The execution times and collection of the B2B SDD is faster and the repayment terms are very restrictive.
- 100% Business
- Unique Mandate Reference (UMR)
- Treezor or personnalized SCI
- Payment in euros
- No limit on amount
- Max. 140 character explanation
- Irreversible
- Execution time 1 working day
ADDITIONAL INFORMATION ABOUT
SEPA AND DIRECT DEBITS
SINGLE EURO PAYMENTS AREA (SEPA)
SEPA countries: 34. 28 European Union countries as well as Monaco, Switzerland, Liechtenstein, Norway, Iceland and Saint Martin.
This baseline format was introduced to harmonize, secure and streamline payment methods in euros, such as transfers and direct debits, between member countries.
SEPA can also speed up transaction processing times and reduce costs.
REIMBURSEMENT OF THE DIRECT DEBIT MANDATE
Revocation period: 8 weeks
Challenge deadline: 13 months
Automatic revocation period if not executed: 36 months
To stop a direct debit authorization, the mandate must be revoked directly from the creditor who is the manager of the mandate
Contact Treezor
Contact Treezor’s team to learn more and get an exact quote for your project.