Neobank by API

White-label solution for startups and fintechs

White-label neobank

Treezor proposes a complete solution for startups and fintechs as Payment Services Agent, allowing them to create their own European neobank based on Treezor’s electronic money establishment license.

A Time-to-Market solution that also offers easier access to the market through accessible setup fees and competitive transaction costs.

CORE-BANKING

Treezor’s Core-banking gives the possibility to rapidly develop innovative financial products while limiting investments, risks and development time.

A solution via API that simplifies integration within the IS and avoids complex connections to banking systems to stay focused on the user experience.

Treezor, being in charge of the KYC procedure, is able to open accounts for clients and assign for each user, a wallet with a dedicated IBAN (the BIC and IBANs are those of Treezor) and a payment card.

BIN SPONSORSHIP

Treezor is a Principle Member of the card scheme and can issue Prepaid or Debit cards regardless of the end customer, an Individual or a Company.

CARD ISSUING AND PROCESSING

Treezor is the issuer of virtual and / or physical, personalized or co-branded cards. These cards can be compatible with Apple Pay, Google Pay and Samsung Pay wallet technologies.

Treezor is in charge of the various reports required by the scheme and the wallet providers.

Treezor processes all Card payments and manages the charge-back procedures as an issuer.

SEPA PROCESSING

The Treezor platform processes all SEPA (Batch file) payments in euros according to the French banking calendar and the cut off times defined by the Lead Bank.

Fintechs can access all SEPA payment methods (SCT, SDD Core, SDD B2B) by connecting to the Treezor API according to the options subscribed and the risk associated with the project.

INSTANT PAYMENT PROCESSING

The Treezor platform processes all instant transfers in euros (unit payment in near real time) in transmission or reception in the SEPA zone.

Services fo neobanks

  • KYC & KYB

  • PARENT & CHILD WALLET

  • IBAN

  • FUNDS CUSTODIAN

  • P2P TRANSFER

  • CARD TOP-UP

  • SCT-SDD CORE-SDD B2B

  • SCT INST.

  • PREPAID & DEBIT CARD

  • PHYSICAL & VIRTUAL CARD

  • X-PAY

Our key projects

They trust us

Treezor is the preferred platform for startups and collaborates with many innovative companies. Treezor has contributed to the emergence and success of the best French and European fintechs.

  • B2B neobank

    Complete core-banking solution for the neobank dedicated to SMEs, with Ibanized wallets and the issuance of Business, physical and virtual payment cards.

    Read more
  • B2C neobank

    Tailor-made card program and IBAN issuance for the leader in mobile payment in France, including issuance of physical & virtual cards, and  Xpays.

    Read more
  • B2B neobank

    Complete core-banking solution for the neobank dedicated to the self-employed and SMEs, with: Ibanized wallets, issuing of Business payment cards, premium card program.

    Read more
  • B2B service

    Regulatory solution and payment services for the leader in the digitization of restaurant vouchers for businesses, with services for employees.

    Read more
  • B2C service

    Core-banking solution for the neobank dedicated to adolescents, with Ibanized wallets, issuing of payment cards and adult/child co-management.

    Read more

Contact Treezor

Contact Treezor’s team to learn more and get an exact quote for your project.